Accounting for CPA · Australia & NZ
Self-Managed Super Fund
Audit-ready SMSF administration, done inside your software — accurate financials, faster annual returns, and compliance your auditor won't question.
Overview
Self-Managed Super Fund for Australia & NZ
Running a Self-Managed Super Fund means carrying the ATO's full compliance load — annual financial statements, the SMSF annual return, member allocations, and an independent audit — on top of every trustee decision. For accounting firms, that work is seasonal, detail-dense, and unforgiving of error. AccountsUp takes the fund administration off your desk while your firm keeps the client relationship and the advice.
Our dedicated SMSF teams work directly in BGL Simple Fund 360, Class, and SuperMate, reconciling bank feeds, contributions, and investment income against source data, then preparing audit-ready financials and the annual return. AI-assisted checks flag contribution-cap breaches, non-arm's-length income, and pension-minimum shortfalls before they reach your auditor — so the file that leaves us is one you can lodge with confidence.
- A faster, cleaner path from fund year-end to lodgement
- Fewer auditor queries and quicker independent sign-off
- Compliance risks caught during the year, not at audit time
- Predictable per-fund costs that protect realisation on SMSF work
What's included
Everything the self-managed super fund engagement covers
SMSF financial statements
We prepare the fund's annual balance sheet, operating statement, member statements, and notes from reconciled data — formatted to your auditor's requirements and ready to sign.
SMSF annual return
We compile the SMSF annual return with income tax, regulatory, and member contribution reporting, then package it for your review and ATO lodgement.
Audit-ready workpapers
We assemble complete workpapers — bank statements, dividend records, valuations, and permanent documents — indexed to each balance, so your independent auditor signs off with fewer queries.
Member & pension administration
We track contributions, rollovers, pension payments, and member balances across accumulation and retirement phases, keeping allocations, preservation components, and minimum drawdowns accurate all year.
Reconciliations & investment income
We reconcile bank feeds, brokerage accounts, and property income, capturing dividends, franking credits, distributions, and CGT events through Sharesight and platform data feeds.
Compliance monitoring
We monitor contribution caps, the transfer balance cap, in-house asset limits, and the sole-purpose test, and prepare TBAR event reporting as pension events occur.
Corporate trustee & ASIC
We maintain corporate-trustee records, annual ASIC reviews, and register changes in BGL CAS 360, keeping the trustee company compliant alongside the fund itself.
Establishment, pension & wind-up
We support new-fund setup, pension commencements, actuarial certificate requests, and fund wind-ups, handling the accounting and documentation at every lifecycle stage.
Why AccountsUp
The advantage of self-managed super fund done right
Scale without new hires
Absorb SMSF season peaks with a dedicated team that flexes to your fund volume — no recruiting, training, or idle capacity between lodgement runs.
Files your auditor trusts
Consistent workpapers and clean reconciliations mean fewer auditor queries, faster sign-off, and less back-and-forth between your firm and the approved SMSF auditor.
Compliance caught early
AI-assisted checks surface cap breaches, NALI risks, and pension shortfalls during the year, so contraventions are fixed before they become an auditor's problem.
Inside your existing stack
Our teams log into your BGL, Class, or SuperMate environment and Xero ledgers — no data migration, no new platform, no disruption to your workflow.
Protect your firm's margin
Fixed, per-fund pricing turns unpredictable seasonal labour into a known cost, protecting realisation rates on SMSF work that often runs thin.
AI-powered, expert-led
The reliability of an in-house team, without the overhead
AccountsUp pairs dedicated SMSF specialists with AI-assisted reconciliation and compliance checks, so every fund gets human judgment on trustee matters and machine consistency on the detail. We work inside your own BGL, Class, or SuperMate environment under enterprise-grade, office-only security — never a black-box portal. You keep the client, the advice, and the relationship; we deliver audit-ready files your practice can lodge with confidence.
How it works
A clear path from first call to steady delivery
Scope your fund book
We review your SMSF portfolio, software, and turnaround expectations, then agree the funds, deliverables, and service levels — so the engagement fits your firm's calendar from day one.
Secure onboarding
We set up role-based access to your BGL, Class, or SuperMate environment under MFA, document your fund templates and standards, and assign your dedicated team lead.
Baseline & reconcile
For each fund we reconcile prior-year balances, load current-year transactions and data feeds, and resolve open items — establishing a clean starting point before regular processing.
Administer & monitor
Throughout the year we process transactions, reconcile accounts, track member and pension movements, and run compliance checks, escalating anything that needs a trustee decision or your advice.
Finalise & hand to audit
We deliver audit-ready financials, the annual return, and indexed workpapers for your review, then support the independent audit and ATO lodgement to close the fund's year.
Works inside your stack
We operate in the platforms you already run
Industries we serve
Self-Managed Super Fund shaped around your sector in Australia & NZ
What clients say
Trusted by firms and businesses worldwide
“Our bookkeeping and monthly reporting are finally accurate and on time. AccountsUp feels like an in-house team.”
Questions
Self-Managed Super Fund, answered
Do you lodge the SMSF annual return for us?
We prepare the annual return, financial statements, and workpapers to lodge-ready state, then hand them to your firm for review and lodgement under your tax agent number. Your practice stays the lodging agent of record; we do the preparation heavy lifting behind it.
How do you work with the independent SMSF auditor?
Every SMSF must be audited by an approved auditor before lodgement. We prepare indexed, audit-ready workpapers that map to each balance and answer standard queries up front, then respond to auditor requests on your behalf — so sign-off is faster and your team fields fewer follow-ups.
Which SMSF platforms do you work in?
Our teams work directly in the major SMSF admin platforms — BGL Simple Fund 360, Class, and SuperMate — plus BGL CAS 360 for corporate-trustee compliance, Sharesight for investment data, and Xero where funds run a general ledger. We adopt your environment rather than forcing a migration.
How do you keep our fund and member data secure?
Our SMSF teams work only from secure, access-controlled offices under multi-factor authentication and role-based permissions, with audit trails on every action. We align to ISO 27001 and SOC 2 practices, and access your systems directly so member data stays in your environment, not on personal devices.
How is SMSF administration priced?
We price per fund on a fixed annual fee, scaled to the fund's complexity — number of members, asset types, pension accounts, and whether a corporate trustee or LRBA is involved. That turns seasonal, variable labour into a predictable cost you can build into your own client fees.
How long does onboarding take?
Most firms are live within two to three weeks. We set up secure access, document your templates and standards, and baseline your first funds' prior-year balances. Simple funds process almost immediately; complex funds with property, LRBAs, or multiple pensions take a little longer to reconcile.
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